Good dental health is just as important as your annual physical. According to the American Academy of Periodontology, dental diseases (if left unattended) can contribute to health issues like heart disease, stroke, pre-term birth, and diabetes. In fact, gum health is as good an indicator of heart disease as high cholesterol is!
Dental plans protect you from major dental expenses, and usually cover everything from preventive care, like exams and cleanings, to major care like root canals and dentures.
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Annual Maximum
The maximum dollar amount the dental plan will pay toward the cost of your dental care.
$1,500 per person/year
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Deductible
The amount you must pay out of pocket before the dental plan shares costs with you. Deductible may not apply to all services.
$50/Individual, $150/Family
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Preventive Services
A category of dental service that typically includes exams, routine cleanings, and some x-rays.
Plan pays 100%
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Basic Services
A category of dental service that typically includes fillings, root canals, periodontics, endodontics.
You pay 20% (after deductible)
Plan pays 80%
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Major Services
A category of dental service that typically includes anesthesia, dentures, implant services.
You pay 50% (after deductible)
Plan pays 50%
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Orthodontia Services
You pay 50% (after deductible)
Plan pays 50%, up to $1,250.
Available for dependent children to age 19.
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