Voluntary life insurance gives you the chance to buy a greater amount of coverage through your company - it’s usually offered in addition to a basic plan that may be company-paid.

It is very important that you choose a beneficiary when you sign up for voluntary life insurance. If you can purchase voluntary coverage for your spouse or children, you will automatically be the beneficiary - but if you are purchasing coverage for yourself, you must name a beneficiary to be sure your benefit goes where you want it to.

Some plans require you to name your spouse as your beneficiary if you are married.

  • Benefit

    Optional. Offers your beneficiaries additional financial protection if you should die.

    Elect in increments of $10,000, up to a maximum of $500,000.

  • Guaranteed issue amount

    The maximum amount of coverage you can choose without providing a statement of health (called Evidence of Insurability or EOI).

    $150,000 (age 64 and under)

    $50,000 (age 65-69)

    $10,000 (age 70+)

  • Is EOI required?

    Evidence of Insurability (EOI) is a statement of health, sometimes required by an insurance company before they will insure you.

    Yes, for amounts over $150,000, unless you enroll when you first become eligible.

  • Who pays for coverage?

    You, if you choose to enroll

Supplemental EE Life Insurance Plan Supplemental Spouse Life Insurance Plan Supplemental Child Life Insurance Plan

Benefit

Elect in increments of $10,000, up to a maximum of $500,000.

Benefit

Elect in increments of $10,000, up to a maximum of 50% of employee’s coverage or $250,000 (whichever is less).

Benefit

Elect in increments of $2,000 up to $10,000.

Guaranteed issue amount

$150,000 (age 64 and under)

$50,000 (age 65-69)

$10,000 (age 70+)

Guaranteed issue amount

$50,000.

Guaranteed issue amount

$10,000

Is EOI required?

Yes, for amounts over $150,000, unless you enroll when you first become eligible.

Is EOI required?

Yes, for amounts over $50,000, unless you enroll when you first become eligible.

Is EOI required?

N/A

Who pays for coverage?

You, if you choose to enroll

Who pays for coverage?

You, if you choose to enroll

Who pays for coverage?

You, if you choose to enroll

  • Benefit

    Pays you a benefit if your spouse should die.

    Elect in increments of $10,000, up to a maximum of 50% of employee’s coverage or $250,000 (whichever is less).

  • Guaranteed issue amount

    The maximum amount of coverage you can choose without providing a statement of health (called Evidence of Insurability or EOI).

    $50,000.

  • Is EOI required?

    Evidence of Insurability (EOI) is a statement of health, sometimes required by an insurance company before they will insure you.

    Yes, for amounts over $50,000, unless you enroll when you first become eligible.

  • Who pays for coverage?

    You, if you choose to enroll

Supplemental Spouse Life Insurance Plan

Provider: Unum

Phone: 866-679-3054

Supplemental Spouse Life Insurance Plan Supplemental EE Life Insurance Plan Supplemental Child Life Insurance Plan

Benefit

Elect in increments of $10,000, up to a maximum of 50% of employee’s coverage or $250,000 (whichever is less).

Benefit

Elect in increments of $10,000, up to a maximum of $500,000.

Benefit

Elect in increments of $2,000 up to $10,000.

Guaranteed issue amount

$50,000.

Guaranteed issue amount

$150,000 (age 64 and under)

$50,000 (age 65-69)

$10,000 (age 70+)

Guaranteed issue amount

$10,000

Is EOI required?

Yes, for amounts over $50,000, unless you enroll when you first become eligible.

Is EOI required?

Yes, for amounts over $150,000, unless you enroll when you first become eligible.

Is EOI required?

N/A

Who pays for coverage?

You, if you choose to enroll

Who pays for coverage?

You, if you choose to enroll

Who pays for coverage?

You, if you choose to enroll

  • Benefit

    Offers you and your spouse financial protection if your child should die. Available to dependents 14 days to 26 years if full-time students.

    Elect in increments of $2,000 up to $10,000.

  • Guaranteed issue amount

    The maximum amount of coverage you can choose without providing a statement of health (called Evidence of Insurability or EOI).

    $10,000

  • Who pays for coverage?

    You, if you choose to enroll

Supplemental Child Life Insurance Plan

Provider: Unum

Phone: 866-679-3054

Supplemental Child Life Insurance Plan Supplemental EE Life Insurance Plan Supplemental Spouse Life Insurance Plan

Benefit

Elect in increments of $2,000 up to $10,000.

Benefit

Elect in increments of $10,000, up to a maximum of $500,000.

Benefit

Elect in increments of $10,000, up to a maximum of 50% of employee’s coverage or $250,000 (whichever is less).

Guaranteed issue amount

$10,000

Guaranteed issue amount

$150,000 (age 64 and under)

$50,000 (age 65-69)

$10,000 (age 70+)

Guaranteed issue amount

$50,000.

Is EOI required?

N/A

Is EOI required?

Yes, for amounts over $150,000, unless you enroll when you first become eligible.

Is EOI required?

Yes, for amounts over $50,000, unless you enroll when you first become eligible.

Who pays for coverage?

You, if you choose to enroll

Who pays for coverage?

You, if you choose to enroll

Who pays for coverage?

You, if you choose to enroll